Workers’ Comp Insurance
Under this pure no-fault system of coverage, workers who are injured or made ill by their jobs are entitled to:
- 100% coverage for all medical costs
- 66 2/3% of their average weekly wages, up to a maximum set by the state, for as long as they are temporarily disabled
- A permanent disability award in the event of a permanent injury (granted under guidelines set by the state)
- A death benefit paid to dependents in the event of a fatal injury
There is one stipulation for coverage: the injury must arise by way of the injured person’s employment and occur during the course of it.
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